Compare money transfer providers side by side

Choose up to three providers to compare their own published transfer terms and the company records behind them.

Provider 1

Provider 2

Provider 3

Quoted service evidence and matched company records. Scroll across to compare all selected providers.
Fact and source	Instarem
CategoryIMTUK	Money transfer service
Service availabilityProvider's website — its own claims	No sending-service quotation collected on this topic.
Where it sends moneyProvider's website — its own claims	Source context: Fast and secure international transfers Send money confidently to 60+ countries in minutes. Headline coverage: country and currency counts do not confirm a particular UK-origin route. Read the source and full conditions ↗ 2 more source statements Source context: Money transfers at your fingertips Send money to over 60 countries hassle-free and stay in the know with real-time tracking. Conditions apply in this sentence: check the linked page for the full terms. Headline coverage: country and currency counts do not confirm a particular UK-origin route. Read the source and full conditions ↗ Small and medium enterprises can easily pay their overseas suppliers and employees in 160+ countries while enjoying competitive exchange rates, low fees, and dedicated support. Business service: confirm that this product applies to your transfer. Headline coverage: country and currency counts do not confirm a particular UK-origin route. Read the source and full conditions ↗ Source fetched 26 October 2026. Full profile evidence
How recipients are paidProvider's website — its own claims	No sending-service quotation collected on this topic.
How long transfers takeProvider's website — its own claims	Source context: Send money to Ghana with our international money transfer app Most transfers are instant or same day Destination-specific page: this statement is not a limit or promise for every route. Read the source and full conditions ↗ 2 more source statements Source context: Send money to Kenya with our international money transfer app Most transfers are instant or same day Destination-specific page: this statement is not a limit or promise for every route. Read the source and full conditions ↗ Source context: Send money to Nigeria with our international money transfer app Most transfers are instant or same day Destination-specific page: this statement is not a limit or promise for every route. Read the source and full conditions ↗ Source fetched 26 October 2026. Full profile evidence
FeesProvider's website — its own claims	Source context: International money transfers Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Read the source and full conditions ↗ 2 more source statements Source context: What are the benefits of sending money online with Instarem? Sending money abroad with Instarem is simple and affordable, with no hidden fees or unfair FX margins. Read the source and full conditions ↗ Source context: How can I send money abroad using Instarem? You’ll see exchange rates and fees upfront, with no hidden charges. Read the source and full conditions ↗ Source fetched 26 October 2026. Full profile evidence
LimitsProvider's website — its own claims	No sending-service quotation collected on this topic.
How customer money is protectedProvider's website — its own claims	No sending-service quotation collected on this topic.
Documents and verificationProvider's website — its own claims	Source context: What information do I need to provide to make an international money transfer with Instarem? Your personal details: Name, email, phone number, identity proof (like a National ID or passport), and address documents. Read the source and full conditions ↗ 2 more source statements Source context: How to send money to Ghana from UK: 4 easy steps Upload proof of address in UK and your identification documents. Destination-specific page: this statement is not a limit or promise for every route. Read the source and full conditions ↗ Source context: How to send money to Kenya from UK: 4 easy steps Upload proof of address in UK and your identification documents. Destination-specific page: this statement is not a limit or promise for every route. Read the source and full conditions ↗ Source fetched 26 October 2026. Full profile evidence
Registered companyCompanies House	NIUM FINTECH LIMITED
Company numberCompanies House	09039850
Company statusCompanies House	active
IncorporatedCompanies House	14 May 2014
Registered officeCompanies House	Ground Floor, 52-54 Gracechurch Street, London, EC3V 0EH, United Kingdom
Latest accounts made up toCompanies House	31 December 2024
Accounts overdue, as recordedCompanies House	No
Corporate owner (person with significant control)Companies House	—
FCA number, as stated by the providerProvider's website	901024
Ombudsman: total new cases (latest half-year)Financial Ombudsman Service	Not in published data (H1 2026)
Ombudsman: total % of cases upheld (latest half-year)Financial Ombudsman Service	Not in published data (H1 2026)
Sources last fetchedIMTUK	26 October 2026
Regulatory statementProvider's website	Collected (quoted on the profile)

Companies House data: contains public sector information licensed under the Open Government Licence v3.0. Ombudsman figures: contains public sector information licensed under the same licence, source Financial Ombudsman Service, and cover the whole company named. FCA numbers are as the providers state them on their own websites and have not been checked against the FCA Register.