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Santander: company and regulatory profile

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What to confirm before sending with Santander

These questions connect the source material below to your particular transfer. A quotation records what the provider published; it does not confirm your eligibility or that the conditions apply to your payment. Missing evidence describes our collection, not the provider’s capabilities.

Can your particular account send the currency to the destination bank?
No source quotation on this topic has been collected for this profile.
What beneficiary details and bank-routing information are required?
No source quotation on this topic has been collected for this profile.
What are the bank's fee, conversion rate and any intermediary or recipient charges?
Read the provider's statement: fees
Do online, app, telephone and branch payments have different limits?
No source quotation on this topic has been collected for this profile.
What cut-off time and working-day schedule apply to this payment?
Read the provider's statement: how long transfers take
Which entity provides the payment service, and what protection applies to this product?
No source quotation on this topic has been collected for this profile.
Which identity, address and source-of-funds documents will you need for this transfer?
No source quotation on this topic has been collected for this profile.

Check the firm on the FCA Register · Check the cost of a quote you already have

What Santander says about its regulation

Source: www.santander.co.uk (Santander's own website) · Fetched 26 October 2026 · quoted word for word · How we collect this

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk . Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register . Santander and the flame logo are registered trademarks.

What Santander says about its service

Source: santander.co.uk (Santander's own website) · Fetched 26 October 2026 · sentences quoted word for word · How we collect this

How long transfers take

  • Source context: International payment types and charges — Santander customers can make 3 types of international payments: — Payment Description Fee[/IMT-T] Electronic transfer (standard)*

    For payments in EUR and USD, funds can arrive on the same day if sent before our cut-off time.

    From /personal/support/current-accounts/making-international-payments

  • Source context: International payment types and charges — Santander customers can make 3 types of international payments: — Payment Description Fee

    Electronic euro transfer (non-urgent: SEPA)* This method of transferring euros takes a little longer and can only be used if the bank you’re sending the money to takes SEPA transfers. Money arrives next working day subject to cut-off times. For more information on cut-off times see the Electronic transfers and electronic European transfers section No fee charged

    From /personal/support/current-accounts/making-international-payments

    • Conditions apply in this sentence: check the linked page for the full terms.

  • Source context: International payments — Electronic transfers and electronic euro transfers

    For payments in EUR and USD, funds can arrive on the same day if sent before our cut-off time.

    From /personal/support/current-accounts/making-international-payments

Fees

  • Source context: International payment types and charges — Santander customers can make 3 types of international payments: — Payment Description Fee[/IMT-T] Electronic transfer (standard)*

    You can send money to friends and family abroad from your Santander Edge® current account, Santander Edge® Up current account or Santander Edge® Explorer current account with no extra fees from us for the international payment. The bank receiving the payment may still apply charges. £25

    From /personal/support/current-accounts/making-international-payments

  • Source context: International payments — How do I ask for a foreign-currency cheque or draft?

    If we do this, we'll charge you £25.

    From /personal/support/current-accounts/making-international-payments

Companies House record

Source: Companies House · Fetched 26 October 2026 · values copied as returned · How we collect this

Registered name
SANTANDER UK PLC
Company number
02294747
Company status
active
Incorporated
12 September 1988
Registered office
2 Triton Square, Regent's Place, London, NW1 3AN
SIC codes
64191, 82990
Latest accounts made up to
31 December 2025
Next accounts due
30 June 2027
Accounts overdue (as recorded by Companies House)
No

Persons with significant control

  • Santander Uk Group Holdings Plcownership of shares 75 to 100 percent; voting rights 75 to 100 percent; right to appoint and remove directors · notified 6 April 2016

How this company was identified: Company number taken from the regulatory statement on the provider's own website. It was the only stated company whose registered name is the trading name plus a legal-form suffix, or whose statement carries the FCA reference number the provider's homepage gives. Contains public sector information licensed under the Open Government Licence v3.0. Source: Companies House. Names are shown as published on the public register; see our privacy notice.

Ownership, accounts and filings

Source: Companies House · Fetched 26 October 2026 · values copied as filed · How we collect this

Who owns the company

  1. Owner of the company behind SantanderSantander Uk Group Holdings Plc · registered in United Kingdom (England & Wales)ownership of shares 75 to 100 percent; voting rights 75 to 100 percent; right to appoint and remove directorsAs recorded at Companies House
  2. Which is owned byBanco Santander, S.A · registered in Spainownership of shares 75 to 100 percent; voting rights 75 to 100 percent; right to appoint and remove directorsAs recorded at Companies House

Corporate owners recorded as persons with significant control, copied as Companies House records them and followed up the chain only while each is a single owner registered there under the same name. Individuals are not shown.

Figures from the latest accounts

The latest accounts, made up to 31 December 2025, were not filed in a machine-readable form, so no figures are copied here. See the filing at Companies House.

Registered charges

24 registered, of which 6 satisfied and 18 not recorded as satisfied. See the charges

A charge is security a company gives a lender, such as a debenture or mortgage.

Previous company names

  • ABBEY NATIONAL PLC · 12 September 1988 to 11 January 2010
Filing timeline (30 most recent filings shown)
  1. 6 May 2026Resolution filed
  2. 27 April 2026Share capital filing
  3. 25 March 2026Accounts filed, made up to 2025-12-31
  4. 12 March 2026Confirmation statement filed
  5. 19 September 2025Share capital filing
  6. 19 September 2025Share capital filing
  7. 19 September 2025Share capital filing
  8. 26 August 2025Resolution filed
  9. 4 July 2025Resolution filed
  10. 10 April 2025Accounts filed, made up to 2024-12-31
  11. 11 March 2025Confirmation statement filed
  12. 14 April 2024Resolution filed
  13. 2 April 2024Accounts filed, made up to 2023-12-31
  14. 11 March 2024Confirmation statement filed
  15. 19 May 2023Accounts filed, made up to 2022-12-31
  16. 5 May 2023Resolution filed
  17. 7 March 2023Confirmation statement filed
  18. 21 April 2022Resolution filed
  19. 24 March 2022Accounts filed, made up to 2021-12-31
  20. 3 March 2022Confirmation statement filed
  21. 3 April 2021Resolution filed
  22. 2 April 2021Accounts filed, made up to 2020-12-31
  23. 10 March 2021Confirmation statement filed
  24. 16 July 2020Charge registered or updated
  25. 7 May 2020Resolution filed
  26. 26 March 2020Accounts filed, made up to 2019-12-31
  27. 6 March 2020Confirmation statement filed
  28. 19 June 2019Charge registered or updated
  29. 12 June 2019Charge registered or updated
  30. 12 June 2019Charge registered or updated

Contains public sector information licensed under the Open Government Licence v3.0, source Companies House.

Complaints to the Financial Ombudsman Service

Source: Financial Ombudsman Service, half-yearly business complaints data · Fetched 26 October 2026 · figures copied as published · How we collect this

Figures for SANTANDER UK PLC, the registered company behind Santander. They cover complaints about all of the company’s products, not only international transfers.

Financial Ombudsman Service complaints data for SANTANDER UK PLC
PeriodTotal new casesTotal % of cases upheldTotal proactive settled resolved
H1 20261 January to 30 June 20263,21926%272
H2 20251 July to 31 December 20255,26125%239
New cases, Banking & Credit (H1 2026)
2,939
New cases, Mortgages & Home Finance (H1 2026)
237
New cases, General Insurance / Pure Protection (Includes PPI) (H1 2026)
16
New cases, Investments (H1 2026)
23
New cases, Decumulation Life & Pensions (H1 2026)
4
% of closed cases upheld, Banking & Credit (H1 2026)
26%
% of closed cases upheld, Mortgages & Home Finance (H1 2026)
29%

Across all businesses in H1 2026, the Ombudsman states: “Average % of cases upheld = 26%”.

“Upheld” means the Ombudsman decided in the consumer’s favour. A business is linked to a provider only when the Ombudsman publishes it under exactly the registered company name we hold from Companies House. Contains public sector information licensed under the Open Government Licence v3.0. Source: Financial Ombudsman Service, business complaints data H1 2026.

Changes we have recorded

Each week software compares the latest public records with the previous week’s and logs what changed.

  1. 26 October 2026Complaints data published for H1 2026 changed · Financial Ombudsman Service

Data coverage

This profile is compiled automatically. Each item appears only once it has been collected from the stated source, and carries the date it was fetched. FCA status, restrictions and agents are available through the live register lookup; they are not imported into profiles. Missing service information describes a gap in our collection.

Show every item and its source (9 of 15 profile fields have source material)

Identity

Registered company name
Source material collected · Companies HouseCopied from the source by software
FCA number, as stated by the provider
Source material collected · Provider websiteQuoted word for word, with a link to the source
Company number, incorporation date, registered office
Source material collected · Companies HouseCopied from the source by software
Persons with significant control
Source material collected · Companies HouseCopied from the source by software

Regulation

Provider's regulatory statement
Source material collected · Provider websiteQuoted word for word, with a link to the source
Status, restrictions and requirements
Live lookup only · FCA RegisterQuoted word for word, with a link to the source
Registered agents (count)
Live lookup only · FCA RegisterCopied from the source by software
How customer money is safeguarded
No source material collected · Provider terms and conditionsQuoted word for word, with a link to the source

Financial health

Latest accounts date, overdue accounts flag
Source material collected · Companies HouseCopied from the source by software
Revenue and profit (where filed)
No source material collected · Filed accounts at Companies HouseCopied from the source by software

Complaints

Complaint volumes and uphold rate (where published)
Source material collected · Financial Ombudsman ServiceCopied from the source by software

Product

Countries and currencies served
No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
Service availability
No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
Delivery times and payment cut-offs
Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
Payout methods (bank, cash pickup, mobile wallet)
No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
Fees, limits, minimums
Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
ID documents required
No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from

We do not test providers or rate them. This profile shows no exchange rates, and says nothing about Santander that its public records and its own website do not.

About this profile

Compiled automatically by IMTUK from the sources shown on this page. Site owner: Matt Woodley. Provider quotations are their own claims; collection and classification are not independent verification of the service.

Listing is free and no provider can pay for its data fields or position. Methodology · How we get paid · Report an error · Are you Santander?