Virgin Money: company and regulatory profile
What to confirm before sending with Virgin Money
These questions connect the source material below to your particular transfer. A quotation records what the provider published; it does not confirm your eligibility or that the conditions apply to your payment. Missing evidence describes our collection, not the provider’s capabilities.
- Can your particular account send the currency to the destination bank?
- No source quotation on this topic has been collected for this profile.
- What beneficiary details and bank-routing information are required?
- Read the provider's statement: how recipients are paid
- What are the bank's fee, conversion rate and any intermediary or recipient charges?
- Read the provider's statement: fees
- Do online, app, telephone and branch payments have different limits?
- No source quotation on this topic has been collected for this profile.
- What cut-off time and working-day schedule apply to this payment?
- Read the provider's statement: how long transfers take
- Which entity provides the payment service, and what protection applies to this product?
- No source quotation on this topic has been collected for this profile.
- Which identity, address and source-of-funds documents will you need for this transfer?
- Read the provider's statement: documents and verification
Check the firm on the FCA Register · Check the cost of a quote you already have
What Virgin Money says about its regulation
Source: uk.virginmoney.com (Virgin Money's own website) · Fetched 26 October 2026 · quoted word for word · How we collect this
Mortgages, Personal Loans, most savings accounts (including most ISAs) and Current Accounts are provided by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.
From /legals/
What Virgin Money says about its service
Source: uk.virginmoney.com (Virgin Money's own website) · Fetched 26 October 2026 · sentences quoted word for word · How we collect this
Service availability
Source context: International payments using SWIFT
To make a payment, you need a Virgin Money current account with a sort code starting 82 or 05 or a linked foreign currency account.
Source context: International payments using SEPA
To make a payment, you need a Virgin Money current account with a sort code starting 82 or 05 (or a linked foreign currency account).
Source context: Receiving international payments
If your sort code starts 08, you can’t receive international payments to your account.
- Receiving payments: this statement may not describe sending money from the UK.
How recipients are paid
Source context: International payments using SWIFT — SWIFT payments sent in pounds
If you send pounds to an Australian bank account, the receiving bank has to change the payment into Australian dollars to pay it into your payee’s account.
How long transfers take
Source context: Compare payment options — Payment type Daily limit Transaction limit Timeline Cost to customers
International payment (SWIFT) n/a n/a Same day £25
Source context: Compare payment options — Payment type Daily limit Transaction limit Timeline Cost to customers
International payment (SEPA) n/a n/a Next day Free
Source context: International payments using SWIFT — Ways to make SWIFT payments
For a SWIFT payment to be sent on the same day we receive it, we must receive the form and the required ID Link opens in a new window before 10.30am.
Fees
Source context: International payments using SWIFT — Channel Fee
Swift Transaction Fee £25
Documents and verification
Source context: International payments using SWIFT — Ways to make SWIFT payments
You'll then need to upload your ID Link opens in a new window , such as your driving licence or passport.
Source context: International payments using SEPA — Ways to make SEPA payments
You'll then need to upload your ID Link opens in a new window , such as your driving licence or passport.
Data coverage
This profile is compiled automatically. Each item appears only once it has been collected from the stated source, and carries the date it was fetched. FCA status, restrictions and agents are available through the live register lookup; they are not imported into profiles. Missing service information describes a gap in our collection.
Show every item and its source (7 of 15 profile fields have source material)
Identity
- Registered company name
- No source material collected · Companies HouseCopied from the source by software
- FCA number, as stated by the provider
- Source material collected · Provider websiteQuoted word for word, with a link to the source
- Company number, incorporation date, registered office
- No source material collected · Companies HouseCopied from the source by software
- Persons with significant control
- No source material collected · Companies HouseCopied from the source by software
Regulation
- Provider's regulatory statement
- Source material collected · Provider websiteQuoted word for word, with a link to the source
- Status, restrictions and requirements
- Live lookup only · FCA RegisterQuoted word for word, with a link to the source
- Registered agents (count)
- Live lookup only · FCA RegisterCopied from the source by software
- How customer money is safeguarded
- No source material collected · Provider terms and conditionsQuoted word for word, with a link to the source
Financial health
- Latest accounts date, overdue accounts flag
- No source material collected · Companies HouseCopied from the source by software
- Revenue and profit (where filed)
- No source material collected · Filed accounts at Companies HouseCopied from the source by software
Complaints
- Complaint volumes and uphold rate (where published)
- No source material collected · Financial Ombudsman ServiceCopied from the source by software
Product
- Countries and currencies served
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Service availability
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Delivery times and payment cut-offs
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Payout methods (bank, cash pickup, mobile wallet)
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Fees, limits, minimums
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- ID documents required
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
We do not test providers or rate them. This profile shows no exchange rates, and says nothing about Virgin Money that its public records and its own website do not.
About this profile
Compiled automatically by IMTUK from the sources shown on this page. Site owner: Matt Woodley. Provider quotations are their own claims; collection and classification are not independent verification of the service.
Listing is free and no provider can pay for its data fields or position. Methodology · How we get paid · Report an error · Are you Virgin Money?