Xoom: company and regulatory profile
What to confirm before sending with Xoom
These questions connect the source material below to your particular transfer. A quotation records what the provider published; it does not confirm your eligibility or that the conditions apply to your payment. Missing evidence describes our collection, not the provider’s capabilities.
- Is your destination and currency available to customers sending from the UK?
- No source quotation on this topic has been collected for this profile.
- Is bank deposit, cash pickup, card delivery or a mobile wallet available for this route?
- No source quotation on this topic has been collected for this profile.
- What are the standard fee and recipient payout for your funding method, without a first-transfer offer?
- Read the provider's statement: fees
- What transfer limit and verification requirements apply to your account and payout method?
- No source quotation on this topic has been collected for this profile.
- Which delivery option applies, and when does the quoted delivery time begin?
- No source quotation on this topic has been collected for this profile.
- Which entity provides this transfer and what does it say about customer-money protection?
- No source quotation on this topic has been collected for this profile.
- Which identity, address and source-of-funds documents will you need for this transfer?
- No source quotation on this topic has been collected for this profile.
Check the firm on the FCA Register · Check the cost of a quote you already have
Other listed brands linked to this company number
PAYPAL UK LTD (14741686) is also the matched company for:
Source: Companies House · Fetched 26 October 2026 · matched company numbers, grouped by software · How we collect this
A shared legal entity does not establish identical products, fees or customer-money protection. Contains public sector information licensed under the Open Government Licence v3.0.
What Xoom says about its regulation
Source: www.xoom.com (Xoom's own website) · Fetched 26 October 2026 · quoted word for word · How we collect this
In respect of United Kingdom residents, the Service is provided by PayPal UK Ltd. PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (firm reference number 994790); in relation to its regulated consumer credit activities (firm reference number 996405); and for the provision of cryptocurrency services (firm reference number 1000741). Some products and services, such as PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection. Please read product terms for further details. PayPal UK Ltd's company number is 14741686. Its registered office is 76 Upper Ground, London, United Kingdom, SE1 9PZ.
What Xoom says about its service
Source: xoom.com (Xoom's own website) · Fetched 26 October 2026 · sentences quoted word for word · How we collect this
Fees
Source context: Fast, secure money transfers — Up front fees and rates
We’ll show you the exact fee and the amount they'll receive before you hit send.
From /money-transfer
Companies House record
Source: Companies House · Fetched 26 October 2026 · values copied as returned · How we collect this
- Registered name
- PAYPAL UK LTD
- Company number
- 14741686
- Company status
- active
- Incorporated
- 20 March 2023
- Registered office
- 76 Upper Ground,, London, SE1 9PZ
- SIC codes
- 64999
- Latest accounts made up to
- 31 December 2025
- Next accounts due
- 30 September 2027
- Accounts overdue (as recorded by Companies House)
- No
Persons with significant control
- Paypal Holdings, Inc.ownership of shares 75 to 100 percent; voting rights 75 to 100 percent; right to appoint and remove directors · notified 20 March 2023
How this company was identified: The provider's own website names this company as the one behind the brand (for example "a trading name of" or "provided by"), and it is the only active company with that exact name. Contains public sector information licensed under the Open Government Licence v3.0. Source: Companies House. Names are shown as published on the public register; see our privacy notice.
Ownership, accounts and filings
Source: Companies House · Fetched 26 October 2026 · values copied as filed · How we collect this
Who owns the company
- Owner of the company behind XoomPaypal Holdings, Inc. · registered in United Statesownership of shares 75 to 100 percent; voting rights 75 to 100 percent; right to appoint and remove directorsAs recorded at Companies House
Corporate owners recorded as persons with significant control, copied as Companies House records them and followed up the chain only while each is a single owner registered there under the same name. Individuals are not shown.
Figures from the latest accounts
The latest accounts, made up to 31 December 2025, were not filed in a machine-readable form, so no figures are copied here. See the filing at Companies House.
Registered charges
No charges are registered against the company.
A charge is security a company gives a lender, such as a debenture or mortgage.
Filing timeline (14 most recent filings shown)
- 12 October 2026Registered office address changed
- 8 September 2026Accounts filed, made up to 2025-12-31
- 24 March 2026Confirmation statement filed
- 12 August 2025Accounts filed, made up to 2024-12-31
- 28 March 2025Confirmation statement filed
- 11 December 2024Registered office address changed
- 9 October 2024Accounts filed, made up to 2023-12-31
- 2 April 2024Confirmation statement filed
- 13 December 2023Share capital filing
- 7 November 2023Company incorporated
- 7 November 2023Resolution filed
- 19 October 2023Share capital filing
- 21 September 2023Accounts filed, made up to 2024-03-31
- 20 March 2023Company incorporated
Contains public sector information licensed under the Open Government Licence v3.0, source Companies House.
Complaints to the Financial Ombudsman Service
Source: Financial Ombudsman Service, half-yearly business complaints data · Fetched 26 October 2026 · figures copied as published · How we collect this
Figures for PAYPAL UK LTD, the registered company behind Xoom. They cover complaints about all of the company’s products, not only international transfers. The same company also trades as PayPal, so these figures include those brands.
| Period | Total new cases | Total % of cases upheld | Total proactive settled resolved |
|---|---|---|---|
| H1 20261 January to 30 June 2026 | 1,307 | 42% | 335 |
| H2 20251 July to 31 December 2025 | 1,915 | 38% | 489 |
- New cases, Banking & Credit (H1 2026)
- 1,307
- % of closed cases upheld, Banking & Credit (H1 2026)
- 42%
Across all businesses in H1 2026, the Ombudsman states: “Average % of cases upheld = 26%”.
“Upheld” means the Ombudsman decided in the consumer’s favour. A business is linked to a provider only when the Ombudsman publishes it under exactly the registered company name we hold from Companies House. Contains public sector information licensed under the Open Government Licence v3.0. Source: Financial Ombudsman Service, business complaints data H1 2026.
Changes we have recorded
Each week software compares the latest public records with the previous week’s and logs what changed.
- 26 October 2026Complaints data published for H1 2026 changed · Financial Ombudsman Service
- 12 October 2026Registered office changed from “5 Fleet Place, London, EC4M 7RD, United Kingdom” to “76 Upper Ground,, London, SE1 9PZ” · Companies House
Data coverage
This profile is compiled automatically. Each item appears only once it has been collected from the stated source, and carries the date it was fetched. FCA status, restrictions and agents are available through the live register lookup; they are not imported into profiles. Missing service information describes a gap in our collection.
Show every item and its source (8 of 15 profile fields have source material)
Identity
- Registered company name
- Source material collected · Companies HouseCopied from the source by software
- FCA number, as stated by the provider
- Source material collected · Provider websiteQuoted word for word, with a link to the source
- Company number, incorporation date, registered office
- Source material collected · Companies HouseCopied from the source by software
- Persons with significant control
- Source material collected · Companies HouseCopied from the source by software
Regulation
- Provider's regulatory statement
- Source material collected · Provider websiteQuoted word for word, with a link to the source
- Status, restrictions and requirements
- Live lookup only · FCA RegisterQuoted word for word, with a link to the source
- Registered agents (count)
- Live lookup only · FCA RegisterCopied from the source by software
- How customer money is safeguarded
- No source material collected · Provider terms and conditionsQuoted word for word, with a link to the source
Financial health
- Latest accounts date, overdue accounts flag
- Source material collected · Companies HouseCopied from the source by software
- Revenue and profit (where filed)
- No source material collected · Filed accounts at Companies HouseCopied from the source by software
Complaints
- Complaint volumes and uphold rate (where published)
- Source material collected · Financial Ombudsman ServiceCopied from the source by software
Product
- Countries and currencies served
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Service availability
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Delivery times and payment cut-offs
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Payout methods (bank, cash pickup, mobile wallet)
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- Fees, limits, minimums
- Source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
- ID documents required
- No source material collected · Provider websiteExtracted by software, shown with the exact wording it came from
We do not test providers or rate them. This profile shows no exchange rates, and says nothing about Xoom that its public records and its own website do not.
About this profile
Compiled automatically by IMTUK from the sources shown on this page. Site owner: Matt Woodley. Provider quotations are their own claims; collection and classification are not independent verification of the service.
Listing is free and no provider can pay for its data fields or position. Methodology · How we get paid · Report an error · Are you Xoom?